Wednesday, 11 September 2013

I live the best life

        Most people prefer sycophancy and say I , me , my self is the best . They are wards in no way express their real feeling but only shows how insecure that man is feeling from other he cant match in all quality . So he use these words to make his presence felt by others . This behavior in no way is going to give him the ultimate peace  until he recognize self and start admiring what he poses and not re grate what he never had . The day he do so he will definitely get the peace of mind which is price less .


      Recently I saw a movie in which the hero say a line that struck my brain again and again . The line is " mujh me hai dum ky ki meri jarurate hai kum " in hindi and the translation is " I have the strength as my requirements are less ". This character is completely different from the one I had mentioned above  , or both are in total opposite direction of the map .



   Which is the best one and what are the parameters to judge them to select the best one ? Both need money to survive , both earn them but the way they spend them is the basic difference what I think . In todays world the technology is changing at jet speed so do all our requirements . It is not possible for all if you are not a milliner or a billionaire to match with the latest trend .                                                              

    We can see different spending behavior among our present day Richie richs , may it Warren Buffet , Bill Gates or Mark zuckerbarg  . All have the money in plenty but spend it in a different way . Spending money has a vital relation with our way of thinking about self and surrounding .Spending more can never make one happy for all time .

   As the money may not stay with us all time who cleverly we may plan for our future . Future is a uncertain place full of surprises . Only if we can think that what ever I have is the good enough will help in giving us positive energy by self satisfaction so the path for further growth . 


 So try to say I live the best life financially to grow more financially .




Friday, 14 June 2013

Things I can/cant buy....

      Buying a product is the foundation of old as well as modern economics . It has helped to create empires , bringing continents - civilizations closer enough that helped the creation of modern world . Though in today's time the definition of buying a product has changed dramatically and it very s from person to person . Many story , novels , films and articles were written about different angle of this humane need .It is now a days more about hobby then basic humane need.



        Buying a product involves two people one who want to buy it and one who wishes to sell it . It is more about psychological activity of two people then about economics . Most  good seller were master of human psychology and behavior , where as only few buyer are that good to dominate a seller . With availability of easy money , high salary , credit options we rarely think twice before buying a product . Where as in lay mans word we should buy a thing that we do not have but it is required in our life.

       Brand of a company is the thing we mostly prefer to go after where as it the only thing that helps the company to grow financially . It is why most brand have good brand ambassador who will help in influencing the customer in his purchasing decision  . Price of a product is also another factor many people look into , but take recent example where a company selling its FMCG product at a price 5 to 6 time higher then other mnc products where as both procure their product from same factory . Asia supply's clothing lines to many European and western boutiques that sell it at a premium .

       But we can now see the impact of this mad buying in many western country as Portugal , Italy , Greece . People never thought while on a shopping mood . One golden line a customer  should remember is that one who selling a product is not their to do any charity but to earn some bucks and grow financially  .

       Many time it also happens that we became unable to buy a product as our wallet is not deep enough to fulfill our wish or need . Unable to do it brings a scene of a looser which should not be the case if it is not matter of life and death .It is now more about a hobby then about basic need.

       After purchasing a product I analise whether I needed that thing or not , where as I should have done that earlier . So wakening up only after a financial crises is not work of wise . Shopaholic the word mostly coined for a person with this habit, is not a good name to continue with .

Monday, 1 April 2013

Good money and Bad money

       Money in most part of the world carry's the picture of the great personality of that country as a symbol of nationalism . In India it is Mahatma Gandhi , USA its of a president like Franklin or Linkon , UK it has the Queen , so in all other country . These peoples name itself is sufficient for keeping faith or taking vow in their name . In India we add goddess Laxmi , Greeks  have Plutus ,Chinese use  Tsai Shen Yeh as their respective god/goddess for wealth and fortune . 
    
       With so many good names and gods involved with money how we have names like bad money , black money , blood money also associated with it  ?  Normally it takes hard labor for any one to earn the money that's why most of us prefer to associate good things with money , in a show of respect to that hardship one goes through to earn that money . 



        When one man makeing hard labour to earn money watches that another person is earning more with little efforts becomes venerable to take that shortcuts for achieving his goal early . The difficult part is one can rarely come back to old track once he starts walking in the another . 

     
         Despite of all this goodies people take good as well as bad path to earn money that suits him/her , many time not all worried about the final consequences . In no way money knows whether its good or bad , black or white . Person carrying that money is his immediate master is the only thing I think it knows , with change of master it changes its loyalty . Is it forbidden to earn money in bad way ? By earning money honestly can we say that only good things will happen in our life ? These are few question arises in our mind when earning money is concerned .

    Scientifically or financially there is no theory to prove which path is good or evil  . But with the way we earn money there happens a long term physiological change in our behavior which can have a deep impact on our life . With easy/bad money comes laziness , arrogance , hater-ate , ego , overconfidence and many other behavioral changes which certainly has the potential to make a deep impact on our personal , social and family life . For example X is earning 50,000 per month by all means , he will live a life according to that income , where as the income in bad ways is never certain . If some day he looses that income he will remain in search of that way of easy income which is not possible all ways and hear begins the problem in his life . Where as a man earning hard money will think twice before spending it and becomes the long term winner like the turtle race .
   
  








Tuesday, 12 March 2013

Dasyu Ratnakar of the day

     RAMAYAN the epic story , religious book , and what ever we call it  is written by  legend Valmiki .But interestingly earning money had played a major role in the writeing of RAMAYAN . The story has massages for all section , age , generation may it be modern or old as the moral of the story has fitted in the past , present generation and the tech-advanced gen-next . With it Ram became god and Ravan the villain but Valmiki became immortal for ages to come


   The transformation of Ratnakar a docait(robber ),  thief into Muni Valmiki and his life is what inspires me more time and again . The story is Ratnakar use to do all bad things in life to feed his family , he never had a second thought on his job or its impact on others . But one day when he asked his wife will she take a share of  his sins she refused .She replies him that it is his job to feed and meet all the needs of her and their children , she was never part of his way of income so will never share the burden of sin of him . This is the moment that has laid the foundation for change of the man . 

   What ever he had done till date was meant for the family and next generation as after death no one will take any thing from this world .

    Though these type of lessons are present in the society its moral were never fully used by us else the society we live would had a different taste . When ever I look at any man who is prepared to go to any extent to earn money remind me the dasu Ratnakar who use to live thousand of years ago but his ghosts are still present in the world . Perhaps they have not yet asked their beloved one that simple question .

     The impact of money , wealth on our ancient books is present there . With the modern day economics also most of the basic of the game has not changed . Recently when a Fund manager of large investment house goes to jail he suffer alone not the beneficiary of the company that he represent . In our surrounding also we see the example whether we take a note of it or not depends on us . 

    So called generation change will happen every time but moral of few epics are immortal and time tested , meant for all time to come .